2315 FOOTFHILL BLVD, LA CANADA, CA 91011

701 N. BRAND UNIT #808, GLENDALE, CA 91203

468 N Camden Dr Ste 200 PMB#808A, Beverly Hills, CA 90210

Services

REAL ESTATE BROKER

Real Estate Developer

Smart Mortgage Options for Every Situation

Coldwell Capital works closely with borrowers to choose the best loan program and execute quickly from pre-approval to funding.

  • Purchase Loans – Conventional mortgages for primary, secondary, or investment homes with clear documentation and fast underwriting.

  • Rate-and-Term Refinance – Reduce your payment, shorten your term, or switch loan type without tapping equity.

  • Cash-Out Refinance – Access equity for renovations, debt consolidation, or investments.

  • FHA Loans – Flexible down payment and credit guidelines for qualified borrowers.

  • VA Loans – Zero-down options for eligible veterans and active-duty service members.

  • Jumbo & Super-Jumbo – High-balance solutions for luxury or high-cost markets.

  • Non-QM / Alternative-Doc – Bank-statement, 1099, DSCR (investor), ITIN, and asset-depletion programs.

  • HELOC & Home-Equity Loans – Revolving or fixed-rate equity access without refinancing your first mortgage.

Comprehensive Mortgage Solutions

Whether you’re a first-time buyer or a seasoned investor, we structure the loan around your goals—price, payment, speed, and flexibility.

  • Pre-Approval & Rate Shopping – One application, multiple wholesale lenders.

  • Lock-&-Shop – Secure a rate while you shop for a home.

  • Closing Timeline Management – Underwriting milestones tracked and communicated.

  • Payment Strategy – Points vs. no-points, buydowns (1-0 / 2-1), and PMI optimization.

  • Credit & DTI Coaching – Rapid-rescore and debt-restructure guidance when it moves the needle.

Years of Experience
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Clients Served
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