2315 FOOTFHILL BLVD, LA CANADA, CA 91011
701 N. BRAND UNIT #808, GLENDALE, CA 91203
468 N Camden Dr Ste 200 PMB#808A, Beverly Hills, CA 90210
About
ABOUT COLDWELL CAPITAL
Why Coldwell Capital?
Mortgage expertise, not sales hype. We analyze your income, credit, assets, and goals to place you with the right loan—purchase or refinance.
Whole-market access. We shop banks, credit unions, and wholesale lenders to secure competitive rates and terms.
Clear, fast approvals. Streamlined pre-approvals, proactive conditions management, and on-time closings.
Programs for real borrowers. Conventional, FHA, VA, Jumbo, Non-QM (bank-statement/1099), DSCR (investors), HELOCs/seconds, and down-payment-assistance options.
Client-first process. Transparent fees, plain-English explanations, and updates at every step.
At Coldwell Capital, our only product is the loan that best fits you—payment, risk, and long-term plan aligned.
REAL ESTATE BROKER
Real Estate Developer
Proven Mortgage Solutions
Coldwell Capital partners with homebuyers, homeowners, and real-estate agents to choose the best path to finance or refinance—from first home to portfolio growth.
Purchase Loans — pre-approval, rate/term selection, underwriting, and closing coordination with your agent and escrow.
Rate-and-Term Refinance — lower payment, shorten term, or move from ARM to fixed (or vice-versa).
Cash-Out Refinance / HELOC — unlock equity for improvements, investments, or debt consolidation.
First-Time Buyer Programs — low down payment options and DPA where available.
Self-Employed & Non-QM — bank-statement/1099, asset-qualifier, and other alternative-doc solutions.
Investor Loans (DSCR) — qualify on property cash flow; close quickly without full income docs
Sokrat Arzumanyan
Owner & Broker, Coldwell Capital
Sokrat Arzumanyan leads Coldwell Capital as a hands-on mortgage broker focused on speed, clarity, and results. With a background spanning finance and real-estate lending, he’s closed loans across conventional, government, jumbo, and non-QM programs. Sokrat is fluent in English, Russian, Portuguese, and Armenian, and serves clients across diverse communities with the same standard: the right loan, on time, with no surprises.
Community-minded and family-focused, Sokrat believes a broker’s job is to protect the borrower—from rate to closing disclosure—so clients can build stability and wealth through homeownership.
Why Work With Us
The Best in Mortgages
Lender-agnostic. We compare offers so you don’t have to.
Negotiation that matters. Pricing exceptions, lender credits, and fast turn times.
Full transparency. Exact costs, timelines, and conditions—no last-minute games.
Lifecycle support. We monitor markets post-closing and alert you when a refinance makes sense.
Top Rated in Real Estate
About Sokrat
For over a decade, Sokrat has helped buyers and homeowners structure smarter loans—from first-time purchases to complex self-employed files and investor portfolios. His client-first approach and continuous training keep Coldwell Capital competitive in a tight lending environment, and his multilingual reach makes the process easier for more borrowers.
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